Terms of Service

Welcome to BankTips.com.ng (the “Site”). These Terms of Service govern your use of our website. Please read these terms carefully before accessing or using our Site. By accessing or using the Site, you agree to be bound by these Terms of Service. If you do not agree with these terms, please refrain from using our Site.

Acceptance of Terms

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you should not use the Site.

Use of the Site

a. Eligibility: You must be at least 13 years old to use our Site. By using the Site, you represent and warrant that you are at least 13 years old.

b. Permitted Use: You may use the Site for personal, non-commercial purposes, subject to compliance with these Terms of Service and applicable laws.

c. User Conduct: When using the Site, you agree not to engage in any conduct that may interfere with or disrupt the operation or security of the Site or violate any laws or regulations.

Intellectual Property Rights

a. Ownership: The content on the Site, including but not limited to text, images, graphics, logos, and software, is protected by intellectual property laws and is the property of BankTips.com.ng or its licensors. You agree not to reproduce, modify, distribute, display, or use any content from the Site without our prior written consent.

b. User Contributions: By submitting or posting any content on the Site, you grant BankTips.com.ng a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content worldwide in any media.

The Site may contain links to third-party websites or resources that are not owned or controlled by BankTips.com.ng. We are not responsible for the availability, accuracy, or content of these third-party sites. The inclusion of any link on the Site does not imply endorsement or association with the linked site. Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.

Disclaimer of Warranties

The information provided on the Site is for general informational purposes only. We strive to provide accurate and up-to-date content, but we do not guarantee the accuracy, completeness, or timeliness of the information. Your use of the Site and reliance on any information is at your own risk. BankTips.com.ng disclaims all warranties, express or implied, regarding the Site and its content.

Limitation of Liability

In no event shall BankTips.com.ng or its affiliates, partners, officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Site is to stop using it.


You agree to indemnify, defend, and hold harmless BankTips.com.ng and its affiliates, partners, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Site, violation of these Terms of Service, or infringement of any intellectual property or other rights of any third party.

Changes to the Terms of Service

BankTips.com.ng reserves the right to update or modify these Terms of Service at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of the Site after changes have been made signifies your acceptance of the updated Terms of Service.


We may terminate or suspend your access to the Site without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].


If any provision of these Terms of Service is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Service constitute the entire agreement between you and BankTips.com.ng regarding the use of the Site and supersede all prior agreements and understandings.

Contact Us

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at support[at]banktips.com.ng.

By using BankTips.com.ng, you signify your agreement to these Terms of Service.