How to Check Unity Bank Account Balance Online and Offline (2023)

How to Check Unity Bank Account Balance: Learn how to effortlessly check your Unity Bank account balance using the mobile app, online banking, USSD codes, and ATMs. Clear step-by-step instructions and FAQs are provided for easy banking access and peace of mind. Stay in control of your finances with Unity Bank’s versatile account balance checking options.

Managing your finances effectively requires easy access to your account information. With Unity Bank, you have the convenience of checking your account balance through various channels, including the mobile app, online banking, USSD codes, and ATMs. In this guide, we will walk you through each of these methods step by step, ensuring that you have a clear understanding of how to stay informed about your financial status. Whether you’re a non-native English speaker or simply new to banking, we’ve designed this guide to be easily understandable and user-friendly.

What’s Covered

  • How to Check Unity Bank Account Balance Online
  • Checking Account Balance Through Unity Bank Mobile App
  • How to Check Unity Bank Account Balance Via Internet Banking
  • How to Check Unity Bank Account Balance Offline
  • Checking Account Balance Through Unity Bank USSD Codes
  • Checking Account Balance Through Unity Bank ATMs
  • Frequently Asked Questions (FAQs) – Unity Bank Account Balance Checking

How to Check Unity Bank Account Balance Online

Checking Account Balance Through Unity Bank Mobile App

Unity Bank’s mobile app offers a user-friendly interface that allows you to access your account information quickly and conveniently. To check your account balance using the mobile app, follow these simple steps:

Step 1: Download the Unity Mobile App
If you haven’t already, visit your device’s app store and download the official Unity Mobile app.

Step 2: Log In or Register
For existing users, enter your Unity Bank online banking credentials to log in. New users can follow the registration process to create an account.

Step 3: Access Account Information
Once logged in, navigate to the app’s main dashboard. Look for the “Account Balance” or “Balances” option.

Step 4: View Your Balance
Click on the “Account Balance” or “Balances” option, and your current account balance will be displayed, providing you with instant access to your financial information.

How to Check Unity Bank Account Balance Via Internet Banking

Unity Bank’s online banking platform allows you to manage your finances from the comfort of your home. Here’s how to check your account balance online:

Step 1: Visit Unity Bank Official Website
Open your web browser and go to the official Unity Bank website – https://www.unitybankng.com/products/single/internet-banking

Step 2: Log In
Enter your Unity Bank online banking credentials, including your username and password, to access your account.

Step 3: Navigate to Account Balance
After logging in, explore the online banking dashboard and locate the “Account Balance” or “Balances” section.

Step 4: Check Your Balance
Click on the “Account Balance” or “Balances” section, and your current account balance will be displayed, providing you with up-to-date financial information.

How to Check Unity Bank Account Balance Offline

Checking Account Balance Through Unity Bank USSD Codes

For a quick and straightforward method, Unity Bank offers USSD codes that allow you to check your account balance using your mobile phone:

Step 1: Dial the USSD Code Using the mobile number linked to your Unity Bank account, dial the USSD code provided by the bank (e.g., *7799#).

Step 2: Follow the Prompts After dialing the USSD code, follow the on-screen prompts and select the option to check your account balance.

Step 3: Enter Your PIN For security purposes, enter your Unity Bank USSD PIN when prompted.

Step 4: Receive Your Balance Within seconds, your account balance will be displayed on your phone’s screen, providing you with immediate access to your financial information.

Checking Account Balance Through Unity Bank ATMs

Traditional ATMs remain a reliable option for checking your Unity Bank account balance. Here’s how:

Step 1: Locate a Unity Bank ATM
Find a Unity Bank ATM near you. These ATMs are conveniently located at various locations.

Step 2: Insert Your Card
Insert your Unity Bank debit card into the ATM’s card slot.

Step 3: Enter Your PIN
Follow the on-screen instructions to enter your Personal Identification Number (PIN).

Step 4: Choose “Balance Inquiry”
From the ATM’s main menu, select the “Balance Inquiry” option.

Step 5: Check Your Balance
Your account balance will be displayed on the ATM screen, providing you with an immediate update on your financial status.

Also Read: How to Check Your UBA Account Balance Anytime 

Frequently Asked Questions (FAQs) – Unity Bank Account Balance Checking

  1. Can I use the Unity Mobile app on multiple devices? Yes, you can install and use the Unity Mobile app on multiple devices for convenient access to your account.
  2. Is Unity Bank online banking available 24/7 for checking my account balance? Yes, Unity Bank’s online banking platform is accessible 24/7, allowing you to check your account balance at any time.
  3. Are there any charges for using USSD codes to check my account balance? Yes, there may be a small fee associated with using USSD codes. Check with Unity Bank for specific details.
  4. What if I forget my online banking password or USSD PIN? If you forget your online banking password, you can reset it using the “Forgot Password” option. For USSD PIN, contact Unity Bank’s customer service.
  5. Can I use these methods to check both my savings and current account balances? Yes, you can use these methods to check the balances of both your Unity Bank savings and current accounts.
  6. Is my personal information secure when using these methods? Unity Bank employs advanced security measures to protect your personal and financial information.
  7. Can I check my account balance using someone else’s phone or ATM card? For security reasons, it is recommended to use your registered mobile phone or Unity Bank debit card to check your balance.
  8. Can I perform other transactions after checking my balance through USSD codes? Yes, USSD codes offer various transaction options beyond balance checks, including funds transfers and bill payments.
  9. How frequently can I check my account balance using these methods? You can check your account balance as often as you need, depending on your financial requirements.
  10. What should I do if I encounter any issues while checking my account balance through these methods? If you experience any difficulties, you can reach out to Unity Bank’s customer service for assistance.

Conclusion

Unity Bank keeps it simple for you to stay on top of your finances. Easily check your account balance through various avenues, whether it’s the mobile app, online banking, USSD codes, or ATMs. With straightforward instructions and FAQs, Unity Bank ensures hassle-free access to your account information. Take charge of your financial well-being with Unity Bank’s flexible ways to check your account balance.

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