How to Check UBA Account Balance Online and Offline (2023)

How to Check UBA Account Balance: Discover the convenience of checking your UBA account balance through mobile apps, online banking, USSD codes, and ATMs. Step-by-step instructions and FAQs are provided for easy banking access. Stay in control of your finances with UBA’s versatile account balance checking options.

As a UBA customer, managing your finances efficiently starts with staying informed about your account balance. Knowing your current balance allows you to make informed decisions about your spending, saving, and budgeting. UBA offers a variety of convenient methods for checking your account balance, ensuring that you have access to your financial information whenever you need it. In this comprehensive guide, we will walk you through the step-by-step process of checking your UBA account balance through the mobile app, online banking, USSD codes, and ATMs. We understand that navigating banking technology can sometimes be overwhelming, especially for non-native English speakers, so we’ve designed this guide to be simple and easy to follow.

Areas Covered

• How to Check UBA Account Balance Online
• Checking Account Balance Through UBA Mobile App
• Checking Account Balance Through UBA Internet Banking
• How to Check UBA Account Balance Offline
• Checking Account Balance Through UBA USSD Codes
• Checking Account Balance Through UBA ATMs
• FAQs – UBA Account Balance Checking

How to Check UBA Account Balance Online

Checking Account Balance Through UBA Mobile App

UBA’s mobile app is designed to provide a user-friendly and intuitive experience for customers who prefer to manage their finances on the go. Here’s how you can check your account balance using the UBA mobile app:

Step 1: Download the UBA Mobile App

If you haven’t already, download the official UBA Mobile App from your device’s app store. Search for “UBA Mobile Banking” and install the app.

Step 2: Log In or Register

For existing users, log in using your UBA online banking credentials. New users can follow the registration process to create an account.

Step 3: Access Account Balance

Once you’re logged in, navigate to the app’s main dashboard. Look for the “Account Balance” option, usually displayed prominently for easy access.

Step 4: Check Your Balance

Click on the “Account Balance” option, and within seconds, your current account balance will be displayed, providing you with an instant snapshot of your financial status.

How to Check UBA Account Balance Through UBA Internet Banking

Online banking offers the convenience of managing your finances from the comfort of your own home. UBA’s online banking platform makes checking your account balance a seamless process:

Step 1: Visit UBA Official Website

Open your preferred web browser and visit the official UBA website – https://ibank.ubagroup.com/

Step 2: Log In

Enter your UBA online banking credentials, including your username and password, to access your account.

Step 3: Navigate to Account Balance

Upon successful login, explore the online banking dashboard. Locate the “Account Balance” section, typically displayed prominently for easy access.

Step 4: View Your Balance

Click on the “Account Balance” option, and your up-to-date account balance will be displayed, providing you with real-time insight into your financial well-being.

How to Check UBA Account Balance Offline

Checking Account Balance Through UBA USSD Codes

For those who prefer a quick and straightforward method, UBA offers USSD codes that allow you to check your account balance using your mobile phone:

Step 1: Dial the USSD Code

Using the mobile number linked to your UBA account, dial *919#.

Step 2: Follow the Prompts

After dialing the USSD code, a menu will appear on your screen. Follow the prompts and select the “Check Balance” option.

Step 3: Enter Your PIN

For security purposes, enter your UBA USSD PIN when prompted.

Step 4: Receive Your Balance

Within moments, your account balance will be displayed on your phone’s screen, giving you immediate access to your financial information.

Also Read: Checking Your Stanbic Account with Ease

Checking Account Balance Through UBA ATMs

While modern banking methods are prevalent, traditional ATMs remain a reliable option for checking your UBA account balance:

Step 1: Locate a UBA ATM

Find a UBA ATM conveniently located near you. UBA ATMs are situated in various locations for easy access.

Step 2: Insert Your Card

Insert your UBA debit card into the ATM’s card slot.

Step 3: Enter Your PIN

Follow the on-screen instructions to input your Personal Identification Number (PIN).

Step 4: Choose “Balance Inquiry”

From the ATM’s main menu, select the “Balance Inquiry” option.

Step 5: Check Your Balance

Your account balance will be displayed on the ATM screen, providing you with an immediate update on your financial status.

FAQs – UBA Account Balance Checking

1. Is the UBA mobile app available for both Android and iOS devices? Yes, the UBA mobile app can be downloaded and used on both Android and iOS devices.
2. Can I access online banking from abroad to check my account balance? Absolutely, UBA’s online banking platform can be accessed from anywhere with an internet connection, including abroad.
3. Are there any charges associated with using USSD codes to check my account balance? Yes, a nominal fee may apply when using USSD codes for account balance checks. Please refer to UBA for specific details.
4. What should I do if I forget my online banking password or USSD PIN? For online banking, utilize the “Forgot Password” option. For USSD, reach out to UBA’s customer service for assistance.
5. Can I check both my savings and current account balances using these methods? Yes, you can conveniently check the balances of both your UBA savings and current accounts using the provided methods.
6. Do these methods have any transaction limits for checking account balances? Transaction limits may vary depending on the channel and account type. Kindly consult UBA’s official website for specific information.
7. Is my personal information secure when using these methods? Absolutely, UBA employs advanced security measures to ensure the confidentiality and safety of your personal information.
8. Can I use someone else’s phone or ATM card to check my account balance? For security reasons, it’s recommended to use your registered mobile phone or UBA debit card to check your balance.
9. Can I perform additional transactions after checking my balance through USSD codes? Yes, USSD codes offer a range of transaction options beyond balance checks, including funds transfers and bill payments.
10. How frequently can I check my account balance using these methods? You can check your account balance as often as needed, based on your preferences and banking requirements.

Conclusion

Keeping track of your UBA account balance is made effortless with a range of accessible options. Whether you’re on your phone, online, or at an ATM, UBA ensures you stay informed about your finances. With step-by-step instructions and FAQs, you have everything you need for a seamless banking experience. Stay in control of your financial health with UBA’s versatile account balance checking methods.